appropriations chairman hal rogers says fema has plenty of money. there's no immediate need. you know, fema is saying, look, we're okay. >> that money, erin, is just for the emergency. in other words, that was to help people, you know, pay for a motel, you know, for food and clothing in the few weeks after the storm. the rest of the money, the $60 billion package, is for rebuilding. in other words, this is -- you know, this will give the sva money to give out loans to businesses. this will give community development block grants so people can make grants to rebuild their homes. this will get -- this will be money for the army corps to put the beach replenishment and the dune restoration to protect the shore from the future. >> right. what about, though, rebuilding of the homes? this is the bigger question as we have more storm events going on around the country. >> right. >> should we be giving money to people to rebuild in areas that are flood zones? i mean if you as a home buyer cannot afford and take on the full risk yourself of what happens if there's a storm, should taxpayers ever be on the hook for that? >> well, again, a big part of this is to rebuild in a way that's more protective. for example, if i can use sea bright, new jersey, which is in my district.